Payment is required at the time of service. We accept all major credit cards, checks, and cash, as well as HSA and FSA cards.

Cultivate Growth Counseling does not accept insurance at this time. While every insurance plan and coverage is different, many PPO insurance plans will cover a portion of out-of-network costs.

If you would like to pursue using your out-of-network benefits, please let us know at your first appointment and a receipt of services will be provided for you. If you plan to use your insurance to pay for services, I strongly encourage you to reach out to your provider prior to your appointment. Some helpful questions to ask them are listed below:

• Does my coverage include seeing an out-of-network provider?
• Does my coverage include mental health services?
• What is the out of network deductible that must be met before mental health are covered?
• Is there a limit to the number of sessions that are covered per year by my health insurance plan?
• What is the amount of coverage / reimbursement for each therapy session?
• Do I need a referral from my primary care physician to access my out of network benefits?

Appointments are made to reserve a specific time for you; therefore, we do require a minimum of 24 hours notice for canceling or rescheduling an appointment. The full fee will be charged for appointments that are missed, canceled or rescheduled without 24 hours notice.

You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost. Under the law, health care providers must provide patients who do not have insurance or who are not using insurance an estimate of the expected charges for medical services, which includes counseling services. You have the right to receive this prior to scheduling any medical services. If you receive a bill that is $400 or greater than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your GFE.

For more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises

Payment is required at the time of service. We accept all major credit cards, checks, and cash, as well as HSA and FSA cards.

Cultivate Growth Counseling does not accept insurance at this time. While every insurance plan and coverage is different, many PPO insurance plans will cover a portion of out-of-network costs.

If you would like to pursue using your out-of-network benefits, please let us know at your first appointment and a receipt of services will be provided for you. If you plan to use your insurance to pay for services, I strongly encourage you to reach out to your provider prior to your appointment. Some helpful questions to ask them are listed below:

• Does my coverage include seeing an out-of-network provider?
• Does my coverage include mental health services?
• What is the out of network deductible that must be met before mental health are covered?
• Is there a limit to the number of sessions that are covered per year by my health insurance plan?
• What is the amount of coverage / reimbursement for each therapy session?
• Do I need a referral from my primary care physician to access my out of network benefits?

Appointments are made to reserve a specific time for you; therefore, we do require a minimum of 24 hours notice for canceling or rescheduling an appointment. The full fee will be charged for appointments that are missed, canceled or rescheduled without 24 hours notice.

You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost. Under the law, health care providers must provide patients who do not have insurance or who are not using insurance an estimate of the expected charges for medical services, which includes counseling services. You have the right to receive this prior to scheduling any medical services. If you receive a bill that is $400 or greater than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your GFE.

For more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises